Ask your Mom, if she has checked into a Title 1, FHA home improvement loan? She may be able to borrow the money to improve the home so you won’t have to move. good luck.

"could go at any time" often means up to 30 years from now. Selling a house usually takes less than a year. What if you saved up your money for a few years, so you had the cash to redo the pipes and ventilation… Then invested that until they did go, or re-did a little at a time?

I’m a single mom and I have been doing my own repairs on this house for over a decade, I’ve replaced a wall heater with ventless space heaters then with wood., tore out internal lathe and plaster to insulate ( blowing it in is easier but i wanted the lead paint out). re plumbed using PVC, replaced an old leaky inefficient gas water heater with a fast recovery electric one, and tons more over the years.

if you can read you can learn and its cheaper in the long run then a mortgage or forbid the thought renting.

local hardware and building supply place are great for getting you hooked up with the right stuff. save your receipts and if you goof , return it and try again, two trips or more while you are learning is not unusual,.

also check out rebates, state incentives, tax credits (IRS) etc for energy efficient stuff, also local weatherization programs. check out window units for ac that have dry mode, ( its a dehumidifier) my lite bill only goes up 10.00 usd a month for 24/ 7 operation when it gets hot in southwest Oklahoma (edge of desert).
I’ve replaced windows & screens (it really is easy once you have the e proper tools and they are very cheap if you don’t go for the professional level line which you don’t need)
pick your priorities and start one thing at a time with what you need the most and just keep making progress, you will have it all done long before you paid off another mortgage. plus your home value will sky rocket.

if you have a place to do it, plant a garden to save money, you will eat better even if it cost same. your medical bills will go down thats where the savings is.

learn about herbs / alternative medicine, you will save a fortune. lalitha thompson ( not sure on last mane spelling) " 10 essential herbs" is best 18.00 – 20,00 your ever going to spend. most of stuff in her book you can get at grocery store.

earn how to do simple maintenence on your cars and bike ( if you ride bikes, if you don’t get some, its cheaper for fast short trips then gas).

now of I can do this as the single mom and sole care giver for a multiply challenged son, you can. it takes time to make the adjustments but your going to find life is a lot easier after you start doing this.

People have lived for a long time without A/C so that is no reason to sell your house.

What is wrong with the heat? Most things can be fixed.

It is sort of drastic to sell your house over a few repairs.